FAQ
What is a payday loan?
Payday loan, also referred to as payday advance, cash advance, fast cash and fast loan, is a small loan loan giving to you by a lender that you have to pay back by the end of the month.
What are the necessary requirements for a payday loan?
Below are the basic requirements for a payday loan:
• You must have a job with a steady income
• It Is required that you are 18 years old or above
• You must have an active bank account where the money you are applying for will be deposited.
Those are the basics, if you meet them, you can be sure of getting a loan. After verifying your application, a lender might contact you if it is necessary.
If I am accepted, how do I get paid?
It takes just 3 minutes or less to fill our application form, after which your details will be verified in another 2 minutes. If your application is accurate, the money you seek for will be deposited electronically into your account within the next 1-hour. That is why it is very important that you provide accurate information while filling the form online.
How long before I pay back the loan?
A payday loan is usually due on your next pay day. As soon as your paycheck arrives, the money will be debited from your account. But if you happened to seek for an extension, that can be granted only you have to pay an extra fee.
How soon can I receive the loan?
In most cases, a payday lender remits your account almost immediately after your application has been approved. But if your application comes in late, or you applied during weekends, the deposit is made on the next business day.
What time of the day do you open?
Since ours is online, we are open all 24 hours of the day, and all through the year. But you have to understand that to process your information and send you the money, it has to be done only during business hours
How much can I possible get?
Generally, payday loans are small loan short term loans. Most lender can offer you loans up to $1,500, but it all depends on the information you provided and how much you earn per month. Secondly, to establish some trust and minimise risk, a lender might limit the amount you collect for the first few months, until he can ascertain your trustworthiness.
How much is all this going to cost me?
To collect a payday loan through us, we don't charge a cent. We match you with several lenders that offer about the cheapest interest rate in the industry
Is working with you a guarantee that I will get the loan?
In most of the times, your assurance is dependent on how truthful you were when filling out the application form. If you meet the basic minimum requirements, we can very much assure you of matching you with a lender.
I only have a savings account, can I apply?
Several lenders will offer you loan even without a checking account. You only have to enter the routing number of your account when registering.
Do I have to send any fax document?
No, all information is collected online. Unless in cases where your documents can not be verified, we might request that you mail or fax them to us.
I still have more questions!
If you still need more clarification, please fill free to contact our customer care.
